Year End 2007 Market Commentary   For 2007, the volatility in the equity market over the course of the year was significant. Most economists point to these factors that affected the equity markets last year, and will likely continue to influence...

By:  Rob Schulz, CFP® June 25, 2010 A large insurance company is currently running an advertising campaign, “Do You Know Your Number?” and I like it so much I am going to steal it! You should know your number because the first step towards a...

by Rob Schulz, CFP® 09/22/08 Q. The financial world is in a panic. Exactly what is going on? A. In addition to a recession and bear market, we are now experiencing a massive deleveraging as financial institutions that have lost access to capita

May 2009   It was almost one year ago when the mortgage meltdown came to roost in my head, and it’s been there ever since. Like many in my industry, I had been watching mortgage foreclosures mount since the fall of 2007. However; I didn’t fully ...

  One of the most important lessons learned over the last few years in the stock market is that volatility kills a poorly managed portfolio.  How? Let’s do the math: Examplele 1:    Fred invested $100,000 in Investment A that earned 50% in the...