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Schulz Wealth Blog

Why the Balance of Payments Is Quietly Reshaping the Business Landscape?

Why the Balance of Payments Is Quietly Reshaping the Business Landscape?

You may be asking what all of the concern around Treasury yields and a weaker dollar might be. You’re not alone. These shifts might seem like market noise, but they reflect a deepe...

Is Whole Life Insurance the Ultimate Investment Strategy?

Is Whole Life Insurance the Ultimate Investment Strategy?

If you spend a lot of time on TikTok or other social media platforms exploring various financial product pitches, you’re likely to come across the “Infinite Banking” concept. Recen...

Preparing for Business Transition: How Do You Measure Up?

Preparing for Business Transition: How Do You Measure Up?

Running a business is deeply personal. For many, it represents years of hard work, financial investment, and emotional commitment. Yet, one of the most significant challenges busin...

The Evolution of a Business Owner's WealthStack: Building a Stronger, Diversified Financial Foundation

The Evolution of a Business Owner's WealthStack: Building a Stronger, Diversified Financial Foundation

As a business owner, you’ve likely invested countless hours and resources into growing your business. For many, the business represents the lion’s share of their wealth, but this c...

Cold.Hard.CASH

Cold.Hard.CASH

Hands down when starting and growing your business, cold, hard cash is your most important asset. If there were an official pyramid of assets, cash would be its solid foundation. W...

Unsystematic Risk

Unsystematic Risk

I often get questions from business owners that sound like, "Why should I buy stocks in the stock market when I can make a 40% return on my business?" This is certainly a great que...

Preparing for Medicare and Social Security Benefits

Preparing for Medicare and Social Security Benefits

I was home in Pennsylvania a couple of weeks ago and noticed a social security statement in my Father-In-Law’s drawer in the kitchen. That got me thinking; he is coming up to the a...

4 Ways to Protect Your Cash

4 Ways to Protect Your Cash

All eyes were on the Silicon Valley Bank failure that occurred just a few weeks ago. Memories of the 2008 financial crisis stirred up deep fears and urgent questions for business o...

Charitable Giving

Charitable Giving

I have been an avid sportsman all my life. I have a hard time explaining to others, or even to myself why I enjoy the pursuit of wild game. It must be partly the tradition and hist...

Is ESG Investing Really the Positive Trend That Some Think?

Is ESG Investing Really the Positive Trend That Some Think?

Back in the early ‘90s, while serving as a junior naval officer, my ship deployed for a six-month journey around South America. This extensive trip was marked by a total of thirty-...

The Balance of Risk and Reward for Your Business

The Balance of Risk and Reward for Your Business

Recently, I visited with an investment banker on the phone who, years prior, had transacted a large business sale in my neck of the woods. He asked if I knew the family, and I said...

Our Success Lies Within Our Ability to Stand Out

Our Success Lies Within Our Ability to Stand Out

Being Different Makes a Difference St. James Park was swarming with people as we made our way on foot toward Buckingham Palace. We had been ducking and darting the growing crowd, o...

The Most Overlooked Yet Vital Aspect to Financial Success: Profitability

The Most Overlooked Yet Vital Aspect to Financial Success: Profitability

As earnings season cycles around again, publicly traded companies will release results for the last quarter and for the year-end. Smaller, closely-held companies are busy too as ma...

Schulz Wealth Economic Overview - Q4 2022

Schulz Wealth Economic Overview - Q4 2022

The disconnect reviewed last quarter between the stock market valuations and the economy remains. As we shift into 2023 and a still looming, possible recession, it is important to ...

Selecting Your Financial “Chief of Staff”

Selecting Your Financial “Chief of Staff”

Making Financial Planning Decisions as a Business Owner Financial planning decisions do not live in a silo, so neither should the professionals helping you, as a business owner, ma...

Is Bigger Always Better?

Is Bigger Always Better?

Hi everyone, my name is Jared Pestcoe and I am the Operations Manager at Schulz Wealth. I thought I would give Rob a break this week to talk a bit about the sector of the financial...

P&L: Priorities & Lifestyle Episode 37

P&L: Priorities & Lifestyle Episode 37

P&L: Priorities & Lifestyle Episode 37 – Retirement Planning at 55 and Up with Marcia Mantell Listen Now! Marcia Mantell is a retirement business guru who helps clients nav...

Schulz Wealth Economic Overview - Q3 2022

Schulz Wealth Economic Overview - Q3 2022

Things seem to be backward concerning the stock market and the economy right now. The better the economic data, the worse the stock market performs. Especially when it comes to job...

I Hate The Term

I Hate The Term "Retirement"

I hate the word “retirement” even more as I get older and closer to it myself. Why do I hate it? The word itself does not even remotely sound like fun at all. Retire comes from Mid...

Making The Most of Your 401K

Making The Most of Your 401K

Schulz Wealth: PP&E 401(k) Retirement Savings from Shiny Box Pictures on Vimeo.

Maintaining Altitude

Maintaining Altitude

Maintaining Altitude There is no one-size-fits-all plan for retirement income, but one thing I always look for when creating a retirement plan for my clients is altitude. Altitude ...

Retirement Impacts Your Life

Retirement Impacts Your Life

Have you ever thought about how the tips, tricks, and insights you share with others can have a lasting impact? The sound advice you share with people can drastically change their ...

What Is A Roth Conversion And Why Do I Care?

What Is A Roth Conversion And Why Do I Care?

I had a new client in the office this morning whose situation lends itself perfectly to a Roth conversion. They are 53 years old and have almost 2 million dollars in 401(k) and IRA...

Is Your 401(k) Enough? Probably Not.

Is Your 401(k) Enough? Probably Not.

In working with successful clients, I’m reminded often that just maxing out your 401(k) rarely cuts it. For most of the families we work with, it takes more than just retirement pl...

Do you know where you are allocating your 401(k) dollars?

Do you know where you are allocating your 401(k) dollars?

There are often many important questions around how to invest money in your 401(k). For most of us, what we are able to accumulate in our 401(k) during our working lives is going t...