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Schulz Wealth Blog

Why the Balance of Payments Is Quietly Reshaping the Business Landscape?

Why the Balance of Payments Is Quietly Reshaping the Business Landscape?

You may be asking what all of the concern around Treasury yields and a weaker dollar might be. You’re not alone. These shifts might seem like market noise, but they reflect a deepe...

Is Whole Life Insurance the Ultimate Investment Strategy?

Is Whole Life Insurance the Ultimate Investment Strategy?

If you spend a lot of time on TikTok or other social media platforms exploring various financial product pitches, you’re likely to come across the “Infinite Banking” concept. Recen...

Preparing for Business Transition: How Do You Measure Up?

Preparing for Business Transition: How Do You Measure Up?

Running a business is deeply personal. For many, it represents years of hard work, financial investment, and emotional commitment. Yet, one of the most significant challenges busin...

The Evolution of a Business Owner's WealthStack: Building a Stronger, Diversified Financial Foundation

The Evolution of a Business Owner's WealthStack: Building a Stronger, Diversified Financial Foundation

As a business owner, you’ve likely invested countless hours and resources into growing your business. For many, the business represents the lion’s share of their wealth, but this c...

Cold.Hard.CASH

Cold.Hard.CASH

Hands down when starting and growing your business, cold, hard cash is your most important asset. If there were an official pyramid of assets, cash would be its solid foundation. W...

Relationship Risk

Relationship Risk

A few years ago, my wife Shelly took a considerable risk: she reached out to her real dad, whom she had never known. She is adopted, and although her adoptive parents raised her we...

From Gut Feel to Data-Driven Success

From Gut Feel to Data-Driven Success

"I cringe when I think about the advice I gave as a club pro back in the day." The sun filtered down around the two of us on a hot afternoon through the leaves of a small Cone Elm ...

The Fog of War: Circumstances and Decisions

The Fog of War: Circumstances and Decisions

"War is the realm of uncertainty; three-quarters of the factors on which action in war is based are wrapped in a fog of greater or lesser uncertainty." -General Carl von Clausewitz...

Unsystematic Risk

Unsystematic Risk

I often get questions from business owners that sound like, "Why should I buy stocks in the stock market when I can make a 40% return on my business?" This is certainly a great que...

Charitable Giving

Charitable Giving

I have been an avid sportsman all my life. I have a hard time explaining to others, or even to myself why I enjoy the pursuit of wild game. It must be partly the tradition and hist...

Is ESG Investing Really the Positive Trend That Some Think?

Is ESG Investing Really the Positive Trend That Some Think?

Back in the early ‘90s, while serving as a junior naval officer, my ship deployed for a six-month journey around South America. This extensive trip was marked by a total of thirty-...

The Balance of Risk and Reward for Your Business

The Balance of Risk and Reward for Your Business

Recently, I visited with an investment banker on the phone who, years prior, had transacted a large business sale in my neck of the woods. He asked if I knew the family, and I said...

Our Success Lies Within Our Ability to Stand Out

Our Success Lies Within Our Ability to Stand Out

Being Different Makes a Difference St. James Park was swarming with people as we made our way on foot toward Buckingham Palace. We had been ducking and darting the growing crowd, o...

The Most Overlooked Yet Vital Aspect to Financial Success: Profitability

The Most Overlooked Yet Vital Aspect to Financial Success: Profitability

As earnings season cycles around again, publicly traded companies will release results for the last quarter and for the year-end. Smaller, closely-held companies are busy too as ma...

How Uncle Adrian Saved Christmas

How Uncle Adrian Saved Christmas

When I was a young child, my great-uncle would arrive at our house with my grandparents just before Christmas. Most years, he would bunk up with me. My room was down a long hall fr...

I Hate The Term

I Hate The Term "Retirement"

I hate the word “retirement” even more as I get older and closer to it myself. Why do I hate it? The word itself does not even remotely sound like fun at all. Retire comes from Mid...

Beware of the Advising World's Wolf in Sheep's Clothing

Beware of the Advising World's Wolf in Sheep's Clothing

When I first decided to start my own Registered Investment Adviser (RIA) firm, my longtime peer and friend responded incredulously, “You’re going to walk away from all of your trai...

Set and Drift

Set and Drift

In my pre-adolescent years, I had access to a small private lake on a property my parents owned with several other families. I always wanted to be out on that lake, but the outboar...

Death and Taxes are Certain, but Maybe not Probate

Death and Taxes are Certain, but Maybe not Probate

Traditionally, when you die, your heirs have to go through a legal process of distributing your assets called probate. You are said to have died intestate if you die without a will...

Making The Most of Your 401K

Making The Most of Your 401K

Schulz Wealth: PP&E 401(k) Retirement Savings from Shiny Box Pictures on Vimeo.

A Key Secret to Financial Success

A Key Secret to Financial Success

Loan Forgiveness

Loan Forgiveness

By now, most of you have heard about the Student Loan Relief Plan announced by the Biden administration. There are varying opinions on the announcement, but from my experience, for...

Schulz Wealth Best Financial Advisor in Arlington & Mansfield in 2022

Schulz Wealth Best Financial Advisor in Arlington & Mansfield in 2022

2022 Living Magazine Award Recognizes Schulz Wealth as Best Financial Advisor in Arlington & Mansfield Schulz Wealth is proud to announce that our firm has been recognized by L...

Thoughts on Things on Thursday | 02.10.2022

Thoughts on Things on Thursday | 02.10.2022

Human creativity is the secret ingredient of capitalism. Entrepreneurs and companies create new products, ideas, and ways of getting things done for the future with the knowledge a...

Investing in a Complex Market

Investing in a Complex Market

Today’s post was inspired by the excellent book: Team of Teams, by Gen. McChrystal Modern destroyers use gas turbine engines for propulsion and electrical power. As a young junior ...