Comprehensive Financial Planning & Wealth Management

Build Wealth So You Can Live Well.

Financial success is more of a journey than a destination. Are you at the beginning of your journey, down the road a bit, or are you planning to exit your business for a new path?

Schulz Wealth Management is one of the leading investment firms, and we are here to help you. Click below where you are so we can guide you on your way.

Mother and kids

20’s, 30’s, 40’s….doesn’t matter. Your journey begins when you decide to get serious. Now you need a map.

Attractive Middle-aged

You’ve been working, saving, and investing for awhile now. It’s time to take things to the next level.

Middle-aged

How exciting and scary this can be, all at the same time. You’ve got this!

Our Featured Posts
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We’re Never Ready but That’s Okay

| Financial Planning, Investing, Security | No Comments
Were you completely prepared for this? Was your family, your business, or your investment portfolio? I know I wasn’t completely prepared. How could I have been? The current crisis is…
boy-child-clouds

A Life Lived

| All, Financial Planning | No Comments
You have never heard of any of my heroes, so naming them by name is unimportant. Besides, my hero’s are not interested in the publicity.   My hero’s lead quiet…
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Calling It: The Exciting Day When Financial Independence Just Happens.

| All, Financial Planning | No Comments
"I think we're going to be able to call it.", Austin says as we review our client's financial plan and assets on the big screen in my office. We've been…
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You Want Financial Independence? Here’s the First Step

| All, Financial Industry Regulation, Financial Planning | No Comments
Only a very small percentage of American's will ever experience financial independence. Why? Because just being successful in our professional careers is not enough. We have to know how to…

Beginning Your Journey

Meet the Millers. Joe and Sara met at the large local technology company where they both worked. Joe tripped over a cord in front of Sara’s cubicle. She laughed, he turned red, and next thing you know, they were married.

They bought a house. They got Sissy the Golden Retriever. Then Justin came along, followed by Taylor, and very shortly after came little Joey.

Life is wonderful and full of joy for the Miller’s. But it’s also very, very busy. Between work, kid activities, social, church, and civic responsibilities, there’s just not enough time for everything.

Sara and Joe know that putting three kids through college is going to require savings, and they try to save what they can. Will it be enough, they wonder?

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Down The Road A Bit

Meet Bill and Susan Porter. Bill is an engineer at a local manufacturer and Susan is a high school teacher. Both of their kids have graduated from college and started their own careers. Over the years they have remained busy, primarily focused on their careers and kids. Now, things are starting to slow down a little.

They took a big cruise last summer through New England and down the St. Lawrence river into Canada. Just the two of them for the first time in a long while. It was a lot of fun, and they want to do more of it.

Financially, Bill and Susan are very comfortable now that the kid’s college expenses are over. They both have pensions, Bill has a nice 401(k) balance, and Susan has contributed a small amount to a 403(b) for many years.

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Planning To Exit Your Business For A New Path

Meet Jim. Jim grew up in a small, North Texas town, graduated from TCU, married a local girl and has called Fort Worth his home for over 30 years now. The marriage didn’t last, but he has two twin girls and boy who all attended private Fort Worth Schools. The oldest just graduated from UT. The twins just started their freshman year together at SMU (ouch).

Jim started out as a banker, but when he was 32 he bought a manufacturing facility. Over the last 25 years, he has grown the business very successfully, moving out to a new facility near Alliance 10 years ago that he now owns free and clear.

Jim pulls a very nice salary and distributions from his company, but he spends it. In addition to a mortgage on a nice new home, he makes sizable payments to his ex-wife (had to buy her out of Smith Manufacturing two years ago), and has the twins tuition to deal with. Suffice it to say, Jim’s investable assets outside of his business are relatively low. It’s not uncommon for business owners to have a high percentage of their wealth tied up in their company. This is why it’s so important to carefully plan a transition that accomplishes your personal goals.

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