Thoughts on Annuities

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In this video, Austin and I talk about Equity Indexed Annuities. We’ve been analyzing quite a few of these lately and there are two major takeaways:

  1. They are complicated.
  2. They provide a guaranteed income stream NOT necessarily a guarantee against loss of principal, and those are two completely different things.

Hopefully, this video can help you understand these products a little better. If you have specific questions, please let us know!